HEALTH INSURANCE

Health Insurance

Health Insurance can shelter you & your family from sudden large expenditures due to any kind of risk of illness and injury. This insurance can provide money for long term care and treatment for medical problem. It can replace lost income or pay for travel to and from doctors.

Disalility Insurance

Disability Insurance provides financial protection when an accident or illness causes you to be disabled to earn an income. You are unable to work as a result of injury or illness, Disability Insurance replaces up to 2/3 of your income. Unlike Critical Insurance and Life Insurance (where the benefit is usually payable in a lump-sum and such payment ends the contract), Disability Insurance benefits are always payable on a monthly basis while disability continues until age 65. Upon recovery from a disability, the policy continues. With disability insurance, you’ll be able to meet your financial obligations if you can’t work because of an accident or an illness.

It’s the right choice for you if:

  • You don’t have group insurance coverage
  • You’re in business with partners or you’re self-employed

Advantages and features

  • Pays a non-taxable benefit every month that you’re disabled
  • The benefit is a percentage of your regular income
  • You can spend the benefit however you want
  • Can be combined with life or health insurance, or purchased as stand-alone coverage

Critical Illness Insurance

Top Critical Illness Insurance in Mississauga | For Free Quotes Contact: 1-(877)322-3346

Critical Insurance pays a lump sum on initial diagnosis of a serious medical problems. You are permitted to keep the money even if you make a full recovery. It can be incorporated into another life insurance policy on a level term or whole of life basis, or as a stand alone policy.

Anyone who wishes to be protected against financial concerns resulting from a critical illness may harvesting the benefits of Critical Insurance:

  • Persons who would like to obtain specific medical treatments
  • Parents who would have to temporarily leave their jobs to devote themselves to the recovery of their child
  • Persons who would like to have home nursing care or to go on a trip to assist in their recovery
  • Business owners or self-employed workers who would have to compensate for the loss of productivity or clients after an illness

Some Facts:

  • There are 70,000 cases of Heart Attacks in Canada every year.80% of Heart attack victims survive.
  • 196,900- new cancer cases in Canada for 2015.42% of women and 45% of men will develop cancer in their lifetimes. The 5 year survival rate after diagnosis is 63%
  • One third of the stroke victims are under the age of 65.There are more than 50,000 cases of strokes in Canada every year.80% of the victims will survive.
  • 70,000 cases of Heart Attacks in Canada every year with a survival rate of 80%

Immediate financial consequences of critical illness & how a critical illness insurance policy help you.

  • Absence from work for you and your spouse while you are sick.
  • The cost of having home care during a period of sickness and recovery
  • Treatment outside Canada and medical costs not covered by Provincial Health plans
  • Children Education
  • Early retirement.

Do not leave your money lying idle in the banks. Buy a Critical Illness Insurance. If you are diagnosed of a Critical Illness and survive for 30 days , you get the insured amount in your hand tax free. If you stay healthy then you get all your money back. It is a win win situation.

Call Now @ 905-282-9600
For more information on Critical Illness Insurance (In Mississauga, Brampton, Toronto or Anywhere in GTA)

Long Term Care Insurance

Long Term Care Insurance will protect you and your assets. Long Term Care Insurance preserves the dignity, independence and financial well being of your family. If you require long-term care services in your home or in a long-term care facility and all your premiums back if you never make a claim, Receive up to $10,000 per month. There is a 50% probability that you will need long term care in your lifetime.
With long-term care insurance, you don’t have to worry about becoming a burden on your loved ones if you lose your independence because of an accident or an illness like cancer, stroke or Alzheimer’s disease.

It’s the right choice for you if:

  • You want access to the best healthcare available.
  • You want to be able to afford to hire someone to help you.

Advantages and features

  • Pays a tax-free monthly benefit if you lose your independence due to physical or mental limitations following an illness or accident.
  • You can use the non-taxable benefit however you want.
  • You select the benefit amount, the payment period and the waiting period (or elimination period).

You can also benefit from other options like:

  • Premium refund at death
  • Cost-of-living increases

Drug And Dental Insurance

Drug & Dental Insurance protects yourself and your family against the unexpected costs of health & dental care. It is a wise decision to purchasing individual health insurance, if you’re not fully covered by a group health plan. We’ll help you choose between dental coverage, drug coverage or a combination of both. With each plan you’ll also receive generous coverage for registered specialists, travel emergencies, accidental death and dismemberment and more.With healthcare insurance, you’re reimbursed for healthcare expenses that aren’t covered under government plans (dental care, vision care, etc.).

It’s the right choice for you if:

  • You don’t have group insurance coverage.
  • You’re self-employed.

Advantages and features

  • Helps you cover healthcare costs that are over and above your everyday expenses so you don’t have to worry about your family’s financial security:
  • Hospitalization in a semi-private room.
  • Prescription drugs (in Quebec, this complements the provincial healthcare plan).
  • Nursing and ambulance services.
  • Therapeutic equipment like orthotics and prosthetics.
  • Services from healthcare professionals like physiotherapists, chiropractors, homeopaths and psychologists.
  • Dental care
  • Can be purchased as a stand-alone product or in combination with other life and health insurance products.

Non-Medical Life Insurance

Are you afraid of needles and medical examinations?? We have plans to offer to you for guaranteed coverage even if you were diagnosed with Cancer or any other life threatening conditions in the past.

Group Benefits for Small & Medium Enterprises

Pick and choose your employee benefits viz; Life Insurance, Short Term Disability, Long Term Disability, Drug & Dental benefits. Alternatively just give us a $ budget per employee per month and we will design the plan for you. Minimum number of employees 5.