A “New Immigrants Insurance” plan will protect a New Immigrant from unforeseen necessary medical bills during enrollment period of time with Provincial Health Plan. Enrollment in a Provincial Health Plan can take three months to a year, depending on the Province and requirements.

New immigrants to Canada are NOT eligible for benefits like Medicare, Medicaid and MediCal. Eligibility criteria is if you are 65 years of age or older, you must not be without international insurance for 30 days in the Canada. If you are younger than 65 years, if your home country is Canada, if you have been staying in Canada for more than 6 months, you must have prior international insurance that didn’t expire more than 60 days ago. Any such gap filling Insurance would not cover general physical check up and pre-existing condition, etc. You are essentially buying the insurance because something is better than nothing when calamity strikes.

To bridge up the gap, we provide Inbound Immigrant and Bridge Plan created Health Insurance Products specific to such people. You can continue to have such insurance products as long as you are not eligible to Medicare, Medicaid and MediCal.

Inbound Immigrant Insurance is a fixed coverage plan for new immigrants to Canada that are not eligible for domestic health insurance nor are eligible for Medicare. Inbound Immigrant Insurance can be purchased for any duration from 5 days to 5 years. Coverage can be purchased initially from 5 days to 12 months. As long as you purchase it online, you can renew the insurance for minimum 5 days or any longer duration you desire.

Bridge Plan “An Individual Major Medical Plan for People Awaiting Medicare Eligibility”. This plan is a major medical expense insurance plan intended for a person age 60-95 who are waiting acceptance as a participant in the Canada Medicare System. The Bridge Plan pays medically necessary expenses incurred. The expenses eligible for payment under this plan are subject to deductible, coinsurance and limitations as outlined in the policy.

Seven reasons to buy New Immigrants Insurance:

  • Most suitable for new immigrants who do not qualify for medicare coverage
  • Easy application. Most plans require no medical underwriting
  • Plans renewable for 2 years to 5 years
  • There may be deadline to enroll after your arrival in the Canada
  • Coverage available in most Canada States
  • Available up to age 99 years
  • Provide flexibility of a monthly payment